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My Dad’s old truck used to sit outside the house, and when me and my siblings were younger we all used to sit in it and play games. Now we’ve grown up and moved out, but we still love it now, although it has become quite old and a little unreliable. For those frequent times when the car breaks down, Dad arranged breakdown cover through his truck insurer. I didn’t mind these breakdowns though – the picnics in the truck whilst waiting for the RAC were quite enjoyable.

One day I was visiting home and the truck wasn’t there. An uninsured driver had hit it! Dad was okay but the truck had seen better days. I remembered the family lectures on insurance when I had got my first car and knew everything was going to be fine. I had been so annoyed when my parents had convinced me to spend all that money on fully comp insurance that I would never need and argued with them for days. I’ve now made about 3 claims and am glad I paid a few premiums.

It wasn’t long before we were told the news – the truck had died. Thankfully the insurance company were brilliant and almost immediately there was a shiny new truck outside, in place of the old one. Although me and my siblings were not impressed by the new truck, because it wasn’t the same as our childhood memories, Dad was very happy! He’d made sure that he had the correct cover for his need, and over the years it had paid for itself, and now he had a new truck to boot!

Now I’m older and have children, I make sure we all have the correct insurance for our vehicles. The truck is now mine, but it isn’t as shiny as it used to be! It is mainly used to ferry the eldest to and from university, and I make sure i have breakdown cover on my insurance – if it broke down, none of us would be able to fix it!

I get a broker to find me the best insurance now Dad doesn’t do it anymore. He searches through all the policies and all I have to do is call up if I need anything. If you have a truck that you want to protect, then get the correct insurance by discussing it with a good insurance broker.

I remembered the family lectures on insurance when I had got my first car and knew everything was going to be fine. After remembering the lectures to me and my siblings about insurance, I realised there wasn’t going to be a problem. Caravan Insurance caravan insurance You will need all the details of all your vehicles if you are using an alternative broker.