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Being the owner of four cars, I found insuring them all separately both time consuming and costly. I have recently spoken to an insurance broker who has informed me that under a fleet policy, I could save time and money. The fleet policy means I can have one policy for all my cars, meaning I only have to renew it once, saving me time and hassle. The single annual premium charge has also worked out far cheaper than insuring all the cars under separate policies.

My first car was a small car to perform daily tasks in. I bought it after having to ride a bike to work, and was so pleased. If someone had told me then that I would have four cars in the future, I wouldn’t have believed you, but I soon bought my second. After moving to the countryside, and buying a house at the top of a hill, it became increasingly obvious that my small car was not able to cope with snow.

As a result of frustration at being snowed in I bought a four-wheel drive. Although this is a brilliant car, I couldn’t sell my old one, and still use it for small tasks such as trips to the supermarket. However, I began to realise that the search for two cheap insurance policies was too time consuming.

After the other two vehicles, I bought a van for work. When I had to insure it, I consulted an insurance broker, and he surprised me by saying that fleet insurance does not only cater for companies with hundreds of vehicles, but that I could take out a policy with my three vehicles. It also was not a problem that my vehicles were different types, apparently you can mix and match your vehicles and insure them under the same policy. Also, alongside this policy I got a discounted price on my RAC breakdown cover.

I was shocked to learn that I could also add my wife’s car to my fleet insurance policy. I have saved so much time by using one policy as opposed to four separate ones. If your household has three or more cars and fewer drivers, you should speak to a good insurance broker who will be able to sign you to a fleet insurance policy, saving you time and money.

Truck Insurance fleet insurance I don’t use it for work but it comes in handy when moving the eldest into and home from university. One day I was visiting home and the truck wasn’t there. Find out from your insurance company to see if your home contents insurance covers the very expensive items in your car.